401k Limit 20254 2025 Increase. The income ranges for determining eligibility to make deductible contributions to traditional individual retirement arrangements (iras), to contribute to roth iras and to claim the saver’s credit all. The limit on contributions by employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s thrift savings plan increases in 2025 to $23,500 up from $23,000 in.

The contribution limit for 401(k) plans will rise in 2025, allowing individuals to set aside up to $23,500, an increase from the $23,000 cap in 2024. If you have a traditional 401(k), your contributions will reduce your taxable.